@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');

:root {
    --ink: #102724;
    --ink-soft: #36504b;
    --forest: #083c2d;
    --lime: #dcff62;
    --lilac: #e8dbff;
    --stone: #eeeae3;
    --mist: #f3f5ec;
    --white: #ffffff;
    --line: rgba(16, 39, 36, .14);
    --shadow: 0 24px 70px rgba(8, 60, 45, .13);
    --radius-lg: 32px;
    --radius-md: 22px;
    --shell: 100%;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font-family: "DM Sans", sans-serif; -webkit-font-smoothing: antialiased; }
body.menu-open { overflow: hidden; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
.shell { width: 100%; max-width: var(--shell); margin-inline: auto; padding-inline: clamp(24px, 4vw, 72px); }
.section-shell { padding-block: 86px; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 1000; background: var(--lime); color: var(--ink); padding: 12px 18px; border-radius: 999px; font-weight: 700; }
.skip-link:focus { top: 16px; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.96); border-bottom: 1px solid transparent; transition: border-color .2s ease, box-shadow .2s ease; }
.site-header.scrolled { border-color: var(--line); box-shadow: 0 8px 28px rgba(16,39,36,.07); }
.nav-shell { min-height: 84px; display: grid; grid-template-columns: 250px 1fr auto; gap: 30px; align-items: center; }
.brand img { width: 240px; height: 50px; object-fit: contain; object-position: left center; }
.desktop-nav { display: flex; align-items: center; justify-content: center; gap: clamp(16px, 2vw, 30px); font-size: 14px; font-weight: 600; }
.desktop-nav a, .text-button { position: relative; padding-block: 10px; }
.desktop-nav a::after, .text-button::after { content: ""; position: absolute; left: 0; right: 100%; bottom: 4px; height: 2px; background: var(--ink); transition: right .2s ease; }
.desktop-nav a:hover::after, .desktop-nav a:focus-visible::after, .text-button:hover::after { right: 0; }
.desktop-nav .nav-pill { background: #9adcaa; padding: 8px 17px; border-radius: 999px; }
.desktop-nav .nav-pill::after { display: none; }
.nav-actions { display: flex; align-items: center; gap: 18px; font-size: 14px; font-weight: 700; }
.button { min-height: 50px; display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 14px 24px; border: 1px solid transparent; border-radius: 999px; font-family: "Manrope", sans-serif; font-weight: 700; line-height: 1; transition: background-color .2s ease, color .2s ease, border-color .2s ease, box-shadow .2s ease; }
.button i { font-size: 19px; }
.button:hover, .button:focus-visible { box-shadow: 0 8px 0 rgba(16,39,36,.14); }
.button-dark { background: var(--ink); color: white; }
.button-dark:hover, .button-dark:focus-visible { background: var(--forest); color: white; }
.button-lime { background: var(--lime); color: var(--ink); }
.button-lime:hover, .button-lime:focus-visible { background: #c9f23e; }
.button-light { background: white; color: var(--ink); }
.button-light:hover, .button-light:focus-visible { background: var(--mist); color: var(--ink); }
.button-small { min-height: 44px; padding: 12px 21px; }
.button-full { width: 100%; }
.menu-toggle { display: none; width: 48px; height: 48px; border-radius: 50%; border: 1px solid var(--line); background: white; color: var(--ink); font-size: 23px; cursor: pointer; }
.mobile-menu { padding: 10px 24px 24px; background: white; border-top: 1px solid var(--line); }
.mobile-menu a { min-height: 48px; display: flex; align-items: center; border-bottom: 1px solid var(--line); font-weight: 600; }

.eyebrow { display: inline-block; font-size: 12px; font-weight: 800; letter-spacing: .14em; }
.hero { padding-top: 24px; overflow: hidden; }
.hero-stage { min-height: calc(100vh - 108px); position: relative; display: flex; align-items: center; overflow: hidden; border-radius: 0; background: var(--forest); padding-inline: 0; }
.hero-stage::after { content: ""; position: absolute; inset: 0; background: rgba(5,41,32,.32); }
.hero-stage > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; }
.hero-stage-copy { position: relative; z-index: 2; width: min(100%, 1050px); padding: clamp(48px, 8vw, 110px); color: white; }
.hero-stage-copy h1, .section-heading h2, .split-copy h2, .editorial-copy h2, .investment-overlay h2, .calculator-heading h2, .closing-panel h2 { margin: 0; font-family: "Manrope", sans-serif; font-weight: 800; letter-spacing: -.055em; line-height: .98; }
.hero-stage-copy h1 { max-width: 920px; margin-top: 22px; font-size: clamp(54px, 6vw, 86px); }
.hero-stage-copy > p { max-width: 560px; margin: 28px 0 32px; font-size: clamp(18px, 1.7vw, 23px); line-height: 1.5; }
.button-row { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; }
.inline-link, .value-card a { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; border-bottom: 1px solid currentColor; padding-bottom: 4px; }
.trust-chip { position: absolute; left: 28px; bottom: 28px; display: flex; align-items: center; gap: 13px; padding: 14px 18px; background: white; border-radius: 16px; box-shadow: var(--shadow); }
.trust-chip i { display: grid; place-items: center; width: 42px; height: 42px; background: var(--lime); border-radius: 50%; font-size: 22px; }
.trust-chip span { display: flex; flex-direction: column; gap: 3px; font-size: 12px; }
.trust-chip strong { font-size: 15px; }

.service-section { background: var(--mist); }
.section-heading { text-align: center; max-width: 780px; }
.section-heading h2 { margin-top: 18px; font-size: clamp(43px, 5vw, 70px); }
.section-heading p, .calculator-heading p { margin: 22px auto 0; max-width: 620px; font-size: 18px; line-height: 1.6; color: var(--ink-soft); }
.service-grid { margin-top: 54px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; overflow: hidden; border-radius: 0; padding-inline: 0; }
.service-card { min-height: 430px; padding: 42px; display: flex; flex-direction: column; justify-content: space-between; transition: transform .25s ease, filter .25s ease; }
.service-card:hover { transform: translateY(-7px); filter: saturate(1.08); }
.card-stone { background: var(--stone); }
.card-lilac, .panel-lilac { background: var(--lilac); }
.card-lime { background: var(--lime); }
.service-icon, .value-icon { width: 82px; height: 82px; display: grid; place-items: center; background: rgba(255,255,255,.72); border-radius: 50%; font-size: 38px; }
.service-card h3 { margin: 0 0 13px; font: 800 31px/1.05 "Manrope", sans-serif; letter-spacing: -.04em; }
.service-card p { margin: 0 0 24px; line-height: 1.55; color: var(--ink-soft); }
.card-link { font-weight: 800; display: inline-flex; gap: 7px; align-items: center; }

.split-panel { display: grid; grid-template-columns: .92fr 1.08fr; min-height: 720px; border-radius: 0; overflow: hidden; padding-inline: 0; }
.split-copy { padding: clamp(45px, 6vw, 86px); display: flex; flex-direction: column; align-items: flex-start; justify-content: center; }
.split-copy h2 { margin-top: 22px; font-size: clamp(44px, 5vw, 70px); }
.split-copy p { margin: 24px 0 30px; font-size: 18px; line-height: 1.65; }
.split-photo { position: relative; min-height: 530px; background: var(--forest); }
.split-photo > img { width: 100%; height: 100%; object-fit: cover; }
.metric-card { position: absolute; right: 28px; bottom: 28px; width: min(260px, calc(100% - 56px)); padding: 22px; display: flex; flex-direction: column; gap: 8px; color: white; background: var(--forest); border-radius: 19px; box-shadow: var(--shadow); }
.metric-card span { font-size: 13px; opacity: .8; }
.metric-card strong { font: 800 30px/1 "Manrope", sans-serif; }
.metric-card small { color: var(--lime); }

.checking-section { background: #fbfbf7; }
.editorial-grid { display: grid; grid-template-columns: 1fr 1.45fr; gap: 9vw; margin-bottom: 50px; }
.editorial-label { padding-top: 10px; }
.editorial-copy h2 { font-size: clamp(43px, 5vw, 72px); }
.editorial-copy p { max-width: 650px; margin: 24px 0 30px; font-size: 18px; line-height: 1.65; color: var(--ink-soft); }
.wide-photo { height: min(50vw, 680px); min-height: 440px; position: relative; overflow: hidden; border-radius: 0; padding-inline: 0; }
.wide-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 38%; }
.photo-caption { position: absolute; left: 28px; bottom: 28px; max-width: 390px; display: flex; flex-direction: column; gap: 7px; padding: 22px; background: var(--lime); border-radius: 18px; }
.photo-caption span { font-size: 12px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.photo-caption strong { font: 700 21px/1.25 "Manrope", sans-serif; }

.investment-card { min-height: 760px; position: relative; overflow: hidden; border-radius: 0; background: var(--forest); padding-inline: 0; }
.investment-card::after { content: ""; position: absolute; inset: 0; background: rgba(8,60,45,.48); }
.investment-card > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; }
.investment-overlay { position: relative; z-index: 2; max-width: 720px; margin: 0 auto; padding: 90px 24px; color: white; text-align: center; }
.eyebrow-light { color: var(--lime); }
.investment-overlay h2 { margin-top: 20px; font-size: clamp(48px, 6vw, 84px); }
.investment-overlay p { margin: 24px auto 30px; max-width: 580px; font-size: 18px; line-height: 1.6; }
.floating-stat { position: absolute; z-index: 3; min-width: 180px; padding: 16px 20px; display: flex; flex-direction: column; gap: 5px; background: white; border-radius: 15px; box-shadow: var(--shadow); }
.floating-stat span { color: var(--ink-soft); font-size: 12px; }
.floating-stat strong { font: 800 25px/1 "Manrope", sans-serif; }
.stat-one { left: 6%; top: 56%; }
.stat-two { right: 7%; top: 30%; }

.calculator-section { background: var(--lime); }
.calculator-heading { max-width: 820px; margin: 0 auto 52px; text-align: center; }
.calculator-heading h2 { margin-top: 18px; font-size: clamp(44px, 5vw, 72px); }
.calculator-card { max-width: 1180px; display: grid; grid-template-columns: 1.15fr .85fr; gap: 24px; padding: 24px; background: white; border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.calculator-controls { padding: 34px 28px; }
.field-row { display: flex; justify-content: space-between; gap: 20px; align-items: center; margin: 0 0 13px; }
.field-row:not(:first-child) { margin-top: 42px; }
.field-row label { font-weight: 800; }
.field-row output { padding: 8px 13px; background: var(--mist); border-radius: 999px; font-weight: 700; }
input[type="range"] { width: 100%; height: 8px; accent-color: var(--forest); cursor: pointer; }
.range-labels { display: flex; justify-content: space-between; margin-top: 8px; color: var(--ink-soft); font-size: 12px; }
.rate-note { margin-top: 38px; display: flex; align-items: center; gap: 8px; color: var(--ink-soft); font-size: 13px; }
.calculator-result { padding: 36px; display: flex; flex-direction: column; background: var(--mist); border-radius: 24px; }
.calculator-result > span { color: var(--ink-soft); }
.calculator-result > strong { margin: 12px 0 28px; font: 800 clamp(44px, 5vw, 66px)/1 "Manrope", sans-serif; letter-spacing: -.05em; }
.calculator-result dl { margin: 0 0 28px; display: grid; gap: 12px; }
.calculator-result dl div { display: flex; justify-content: space-between; padding-bottom: 12px; border-bottom: 1px solid var(--line); }
.calculator-result dt { color: var(--ink-soft); }
.calculator-result dd { margin: 0; font-weight: 800; }
.calculator-result small { margin-top: 14px; color: var(--ink-soft); line-height: 1.45; text-align: center; }

.values-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border-radius: var(--radius-lg); overflow: hidden; }
.value-card { min-height: 400px; padding: clamp(38px, 5vw, 70px); background: white; text-align: center; }
.value-icon { margin: 0 auto 28px; background: var(--mist); }
.value-card h3 { margin: 0; font: 800 38px/1.1 "Manrope", sans-serif; letter-spacing: -.04em; }
.value-card p { max-width: 450px; margin: 18px auto 26px; color: var(--ink-soft); line-height: 1.65; }
.closing-section { padding-top: 0; }
.closing-panel { padding: clamp(40px, 5vw, 70px); display: flex; justify-content: space-between; gap: 40px; align-items: center; background: var(--lilac); border-radius: var(--radius-lg); }
.closing-panel h2 { max-width: 700px; margin-top: 14px; font-size: clamp(40px, 4vw, 62px); }

.site-footer { padding: 78px 0 30px; color: #dce6e1; background: var(--ink); }
.footer-grid { display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 48px; }
.footer-brand img { width: 190px; height: 62px; object-fit: contain; object-position: left center; filter: brightness(0) invert(1); }
.footer-brand p { margin-top: 20px; color: #aebdb7; }
.footer-grid h3 { margin: 0 0 18px; color: white; font: 700 16px/1 "Manrope", sans-serif; }
.footer-grid > div:not(:first-child) { display: flex; flex-direction: column; align-items: flex-start; gap: 12px; }
.footer-grid a, .footer-grid p { color: #aebdb7; line-height: 1.55; }
.footer-grid a:hover, .footer-grid a:focus-visible { color: var(--lime); }
.footer-bottom { margin-top: 60px; padding-top: 24px; display: flex; justify-content: space-between; gap: 24px; border-top: 1px solid rgba(255,255,255,.14); color: #879b93; font-size: 13px; }

.reveal { opacity: 0; transform: translateY(28px); transition: opacity .65s ease, transform .65s cubic-bezier(.2,.7,.2,1); }
.reveal.is-visible { opacity: 1; transform: none; }

*:focus-visible { outline: 3px solid #54a57b; outline-offset: 3px; }
@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
    .reveal { opacity: 1; transform: none; }
}

@media (max-width: 1080px) {
    .nav-shell { grid-template-columns: 220px 1fr auto; }
    .brand img { width: 210px; }
    .desktop-nav { gap: 15px; }
    .desktop-nav a:nth-last-child(-n+2) { display: none; }
    .service-card { padding: 32px; min-height: 390px; }
}

@media (max-width: 820px) {
    .shell { width: 100%; padding-inline: 24px; }
    .section-shell { padding-block: 64px; }
    .nav-shell { min-height: 74px; grid-template-columns: 1fr auto; }
    .brand img { width: 215px; height: 44px; }
    .desktop-nav, .nav-actions .text-button, .nav-actions .button { display: none; }
    .menu-toggle { display: grid; place-items: center; }
    .hero { padding-top: 18px; }
    .editorial-grid { grid-template-columns: 1fr; gap: 34px; padding-bottom: 46px; }
    .hero-stage { min-height: 650px; }
    .hero-stage-copy h1 { font-size: clamp(54px, 11vw, 82px); }
    .service-grid { grid-template-columns: 1fr; }
    .service-card { min-height: 330px; }
    .split-panel, .calculator-card { grid-template-columns: 1fr; }
    .split-photo { min-height: 520px; }
    .investment-card { min-height: 650px; }
    .floating-stat { display: none; }
    .values-grid, .footer-grid { grid-template-columns: 1fr 1fr; }
    .closing-panel { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 540px) {
    .shell { width: 100%; padding-inline: 12px; }
    .section-shell { padding-block: 50px; }
    .hero { padding-top: 12px; }
    .hero-stage { min-height: 590px; border-radius: 22px; align-items: flex-start; }
    .hero-stage > img { object-position: 63% center; }
    .hero-stage::after { background: rgba(5,41,32,.48); }
    .hero-stage-copy { padding: 54px 24px; }
    .hero-stage-copy h1 { font-size: 48px; }
    .hero-stage-copy > p { font-size: 17px; margin-top: 22px; }
    .button-row { align-items: flex-start; flex-direction: column; gap: 20px; }
    .trust-chip { display: none; }
    .section-heading h2, .split-copy h2, .editorial-copy h2, .calculator-heading h2 { font-size: 40px; }
    .service-grid, .split-panel, .investment-card, .calculator-card, .values-grid, .closing-panel { border-radius: 22px; }
    .service-card { padding: 28px; min-height: 320px; }
    .service-card h3 { font-size: 27px; }
    .split-copy { padding: 38px 26px; }
    .split-photo { min-height: 440px; }
    .wide-photo { height: 470px; min-height: 0; border-radius: 22px; }
    .wide-photo img { object-position: center; }
    .photo-caption { left: 16px; right: 16px; bottom: 16px; }
    .investment-card { min-height: 590px; }
    .investment-overlay { padding: 62px 22px; }
    .investment-overlay h2 { font-size: 43px; }
    .calculator-card { padding: 12px; }
    .calculator-controls, .calculator-result { padding: 28px 20px; }
    .calculator-result > strong { font-size: 46px; }
    .values-grid, .footer-grid { grid-template-columns: 1fr; }
    .value-card { min-height: 340px; }
    .footer-bottom { flex-direction: column; }
}